

If I had gone ahead and paid for my hotel booking, I would’ve earned only 0.4 mpd instead of 4 mpd, which of course I didn’t want. When I was looking to book my hotel, I had already paid for other expenses in the same month that exceeded S$1,000.

It earns 4 miles per dollar (mpd) on online travel expenses like flight and hotel bookings but is capped at a spending of S$1,000 per calendar month. I play the game of miles, and the only credit card I currently own that is worth using to earn miles is the HSBC Revolution card. Well, the reason was to maximise my credit card rewards. Usually, I don’t use BNPL services unless there is some exclusive discount (Atome tends to offer them frequently).īut with Agoda’s own BNPL service, there was no such promotion – so why did I opt to use it? Just because this service is being offered doesn’t mean you have to or should use it – most of the time, you should be allowed to pay now if you wish. Today, I’ll talk about my experience with using this service and why I won’t recommend anyone to use it – at least, in the case of Agoda. Recently, I used Agoda’s BNPL service for hotel bookings that I made on my recent vacation, and it left a bad taste in my mouth.

Many businesses offer such an option to customers either directly or via a 3rd party like Atome. Read this post first before deciding if it’s the best option for you.īuy now, Pay later (BNPL) services have become increasingly common in recent times. If you’re planning to book your hotel with Agoda’s “Book Now, Pay Later” service, STOP!
